Members often choose this loan when they expect to pay it off in a short period of time. You agree to leave the same amount of money in your securred CDs as the amount you're borrowing for the term of the loan.
The Advantages
- Rate is reduced 1/2% if you have direct deposit and checking (Premier Advantage member)*.
- Moneyworks members (those age 16-22) receive 1/2% reduced rate**
- Quick and easy closing process
- Parents may use their savings as collateral for their child's loan
- Provides an excellent way to establish or re-establish credit
- No approval necessary
- Low interest rate
- Payroll deduction makes it easy
- No fees
How to Get Your Loan
Our easy, one-page loan application is available to you in several ways.
Loan Online: Download (PDF) and print the form and after completing it fax or mail it to us (you can use PHS interoffice mail).
Coming Soon: Secure transmission of your loan application
Loan By Fax: We are always happy to fax you a loan application and you can fax it back to us at 419-471-1837. .
*Immediate family members of Premier Advantage members receive the same loan benefits if co-signed by the premier member.
**Moneyworks member is required to have qualifying credit or parent co-signer.
*All rates and terms are subject to change.
