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Automobile Loans

Automobile Loans

Getting an automobile has never been easier. With the great rates offered by ProMedica Federal Credit Union and the fast pre-approval, you can pick out your new car in the morning and drive it home in the afternoon.

Apply Online

  • Rates as low as 2.49% APR for Autos 2013 or newer
  • No Payments for 90 Days available
  • Fast pre-approval
  • No down payment required. You can finance the entire purchase, including tax and title
  • No loan fees and no pre-payment penalty for paying off the loan early
  • Switch your high-interest loan with another lender to your credit union and save
  • GAP insurance is available at 1/3 of the cost charged at auto dealerships.
    (If your car is totaled, GAP insurance pays what you still owe on your car).
  • Payroll deduction makes it easy
  • Take up to six years to pay back

New/Used Vehicle pricing and buyers guide.

Ready to Apply? Complete our Online Application, or contact us at 419.479.4040

Speed Up Your Loan Approval
  • Gather and provide the following documents when you apply for your auto loan:
    Driver's License, U.S. Military or other state-issued photo identification
  • Recent paystub, W2 and/or filed and signed tax returns (for self-employed individuals)
  • Auto Insurance Declaration Page: The auto insurance declaration page is a summary of your auto insurance policy.
    Declaration pages are issued upon the inception, renewal or revision of a policy and must be submitted to any lien holders.
Fax documents to 419.471.1837


APR = Annual Percentage Rate Term of loan, vehicle and credit worthiness, will determine the APR you pay based on PFCU risk based credit guidelines. 2.49% APR rate includes Premier relationship discount. Interest will continue to accrue during the 90 days with no payment option. Rates are subject to change without notice. Federally Insured by NCUA.