Consumer Privacy Notice: Federal law requires us to tell you how we collect, share, and protect your personal information. Our Privacy Policy has not changed and you may review our disclosure and practices with respect to your personal information here or we will mail you a free copy upon request if you call us at 419-479-4040.

Automobile Loans

Automobile Loans

Getting an automobile has never been easier. With the great rates offered by ProMedica Federal Credit Union and the fast pre-approval, you can pick out your new car in the morning and drive it home in the afternoon.

Apply Online

  • Rates as low as 2.99% APR for Autos 2014 or newer
  • No Payments for 90 Days available
  • Fast pre-approval
  • No down payment required. You can finance the entire purchase, including tax and title
  • No loan fees and no pre-payment penalty for paying off the loan early
  • Switch your high-interest loan with another lender to your credit union and save
  • GAP insurance is available at 1/3 of the cost charged at auto dealerships.
    (If your car is totaled, GAP insurance pays what you still owe on your car).
  • Payroll deduction makes it easy
  • Take up to six years to pay back

New/Used Vehicle pricing and buyers guide.

Ready to Apply? Complete our Online Application, or contact us at 419.479.4040

Speed Up Your Loan Approval
  • Gather and provide the following documents when you apply for your auto loan:
    Driver's License, U.S. Military or other state-issued photo identification
  • Recent paystub, W2 and/or filed and signed tax returns (for self-employed individuals)
  • Auto Insurance Declaration Page: The auto insurance declaration page is a summary of your auto insurance policy.
    Declaration pages are issued upon the inception, renewal or revision of a policy and must be submitted to any lien holders.
Fax documents to 419.471.1837

APR = Annual Percentage Rate Term of loan, vehicle and credit worthiness, will determine the APR you pay based on PFCU risk based credit guidelines. 2.99% APR rate includes Premier relationship discount. Interest will continue to accrue during the 90 days with no payment option. Rates are subject to change without notice. Federally Insured by NCUA.
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