Consumer Privacy Notice: Federal law requires us to tell you how we collect, share, and protect your personal information. Our Privacy Policy has not changed and you may review our disclosure and practices with respect to your personal information here or we will mail you a free copy upon request if you call us at 419-479-4040.

Visa Credit Card

VISA® Platinum Rewards Card

VISA Platinum with ScoreCard™ rewards has a low, fixed rate of 9.99% to 14.99%

  • No annual fee
  • No fee for cash advances
  • View your VISA card activity online here
  • 24-hour, toll-free VISA assistance
  • Identity Theft and Fraud Protection
  • 25-day grace period for new purchases
  • Your new reward points never expire
  • Setup balance transfers at any credit union office
  • Access you ScoreCard™ Rewards here

Lost or Stolen Card
If your card is lost or stolen, call VISA at 800.991.4964 and notify the credit union at 419.479.4040 immediately.

Fraudulent Activity
Call VISA: 800.991.4964 (anytime)

Your Credit Card Info
You can go here to review your credit card information on a secured site. Fidelity, our credit card processor, provides this service. When you access this site for the first time you will need to enroll and put security measures in place so others can not access your personal account information.

VISA Application VISA Disclosure
Balance Transfer Form


Credit Union VISA Benefits

Identity Theft Victim Assistance
Upon experiencing or suspecting an incident, cardholders may call to receive an Assistance Kit in addition to 24/7 Assistance Service from specialty agents.
Identity Theft Insurance
Victims are eligible for up to $1000 reimbursement (after $100 deductible per year) out-of-pocket expenses incurred while resolving an identity theft releated incident. Lost wages are also eligible for reimbursement with some restrictions.
Payment Card Registration
Register credit and debit cards once, in one place so reporting stolen or lost cards and replacing them is easy and convenient.
90 Days Product Protection
Protect consumer retail purchases for 90 days after the date or purchase against loss, theft or breakage.
Travel Reservation Service
Full-service travel agency via a toll-free number to book airlines, hotels, rental cars, trains, cruises or tours.
Fraud Alert Management
VISA will contact you to confirm a purchase if it seems significantly out of your normal spending.
Fraud Protection with Online Shopping
Verified by VISA prevents others from using cards by requiring your password.

*APR=Annual Percentage Rate. Balance Transfer: 2.99% introductory APR for the first 12 billing cycles from account opening on balance transfers. This offer applies to new and existing VISA® cards. Balance transfers must come from another financial institution. The balance transfers cannot exceed your established credit limit. Your account at PFCU must be in good standing at the time the balance transfer offer is processed. This introductory rate is subject to change if any payment is received after the due date, you make a payment that is not honored by your financial institution or you close your account. This introductory rate does not apply to purchases or cash advances. Rate based on individual creditworthiness. Rate subject to change without prior notice. After the 12 billing cycles the rate for the Platinum card is 9.99% -14.99%. No purchase necessary.