




Cover your Holiday expenses with a Holiday Loan from ProMedica FCU and enjoy the warm feeling of great rates and low monthly payments.
You can borrow up to $1,200 with a 12-month term and a low
annual percentage rate (APR*) as low as 6.49%.
Complete your application online and you could have your funds in your account as soon as the next day!

Need some extra cash for the holidays?
Take a break from your bills this season and skip your loan payment(s) with Holiday Skip-A-Pay!
Holiday Skip-A-Pay lets you skip qualified loan payment(s) during the month of November, December, OR January.*

You must re-enroll by activating your digital banking using the following link:
Please make sure you’ve deleted the old app from your mobile device and have installed the new updated application by searching for ProMedica FCU on the App Store or Google Play.

With 2023 quickly winding down, the Better Business Bureau has compiled their naughty list of the top 12 scams of Christmas.
When shopping or donating this holiday season, watch out for schemes trying to swipe your cash or steal your personal information.
You can avoid most of the scams on this list by taking a few simple precautions.

Your Financial Wellness Deserves Personal Care:
Lower Rates, Higher Standards
The ProMedica FCU difference doesn’t stop with savings on our loans. Our members also enjoy free checking, complete with a full suite of digital tools and personal care to support your full financial picture.
BANKING BEYOND BRANCHES
Online or on-the-go, we connect with our members where they need us.
![Amanda[1] Amanda ProMedica](https://promedicafcu.com/wp-content/uploads/elementor/thumbs/Amanda1-pjhq3bgntcw07ord8u2xz6scp2s03dwlon4lnhu0di.jpg)
- Vice President of Lending – Downtown Toledo Headquarters
- Six years with ProMedica FCU
- Will make you eat half her Friday morning donut. And by half she means most.
Whether you’re a long-time member or a fresh face, we’re happy to meet with you:
Schedule a virtual 1:1 consultation with one of our ProMedica FCU experts today!
- Get quick answers from live chat support or schedule a call with familiar faces from your favorite branch.
- Review important documents in real-time before digitally signing.
- Save time with convenient virtual support you can access from work or home.
Unlike banks that profit their stockholders, we are a nonprofit institution that exclusively benefits our members—the hardworking employees of ProMedica.
All those who have an account at ProMedica Federal Credit Union are co‑owners. Think of us as your private bank, invested in your needs and financial wellness.
Banks vs. Credit Unions


Banks
Banks are public, for-profit financial institutions owned and controlled by stockholders who benefit directly from earnings.

Credit Unions
Credit unions are private, nonprofit financial cooperatives owned by their members and focused on their members.

Access your funds nationwide
Wherever you roam, Shared Branching unlocks over 45,000 fee-free ATMs for easier access to your accounts on-the-go.

STOP IN AND SAY "HI"
