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Frequently Asked Questions


Frequently Asked Questions


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News & Updates

Save More When Borrowing for the Holidays

Cover your Holiday expenses with a Holiday Loan from ProMedica FCU and enjoy the warm feeling of great rates and low monthly payments.

You can borrow up to $1,200 with a 12-month term and a low
annual percentage rate (APR*) as low as 6.49%.

Complete your application online and you could have your funds in your account as soon as the next day!

Holiday Skip-A-Pay is Back!

Need some extra cash for the holidays?

Take a break from your bills this season and skip your loan payment(s) with Holiday Skip-A-Pay!

Holiday Skip-A-Pay lets you skip qualified loan payment(s) during the month of November, December, OR January.*

Home Banking is Up and Functioning as Normal

You must re-enroll by activating your digital banking using the following link:

Please make sure you’ve deleted the old app from your mobile device and have installed the new updated application by searching for ProMedica FCU on the App Store or Google Play.

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The Naughty List - BBB's 12 Scams of Christmas

With 2023 quickly winding down, the Better Business Bureau has compiled their naughty list of the top 12 scams of Christmas.

When shopping or donating this holiday season, watch out for schemes trying to swipe your cash or steal your personal information.

You can avoid most of the scams on this list by taking a few simple precautions.

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Lower Rates, Higher Standards

The ProMedica FCU difference doesn’t stop with savings on our loans. Our members also enjoy free checking, complete with a full suite of digital tools and personal care to support your full financial picture.


Online or on-the-go, we connect with our members where they need us.

Amanda ProMedica
Meet Amanda Berning
  • Vice President of Lending – Downtown Toledo Headquarters
  • Six years with ProMedica FCU
  • Will make you eat half her Friday morning donut. And by half she means most.

Whether you’re a long-time member or a fresh face, we’re happy to meet with you:

Schedule a virtual 1:1 consultation with one of our ProMedica FCU experts today!

Strongest Together

Unlike banks that profit their stockholders, we are a nonprofit institution that exclusively benefits our members—the hardworking employees of ProMedica.

All those who have an account at ProMedica Federal Credit Union are co‑owners. Think of us as your private bank, invested in your needs and financial wellness.

Banks vs. Credit Unions

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You and Banks


Banks are public, for-profit financial institutions owned and controlled by stockholders who benefit directly from earnings.

You and credit Unions

Credit Unions

Credit unions are private, nonprofit financial cooperatives owned by their members and focused on their members.


Access your funds nationwide

Wherever you roam, Shared Branching unlocks over 45,000 fee-free ATMs for easier access to your accounts on-the-go.

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From day-to-day banking needs, to financial guidance and planning, we’re here to help.
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We Deliver Smarter Money Tools and Seasonal Specials Straight to Your Inbox.

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