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Savings

ProMedica Federal Credit Union offers some of the best interest rates in Northwest Ohio. That’s because we give our profits back to you, our owners, in the form of lower rates on loans and higher rates on savings. That will always be our commitment to you.

Fewer Fees. Greater Gains. That’s Smarter Savings.

Big purchase? Saving for a rainy day? Whatever your goals, we’ve got the right savings accounts to help you reach them.

Dropping Money in Piggy Bank

Choose the Savings Account That's Right For You!

Regular Savings

With a minimum amount of $25, you can open a savings account at ProMedica Federal Credit Union. You’ll have access to a full range of financial solutions. Let us help you reach your savings goals.
  • $25 opening deposit
  • Establishes membership with ProMedica Federal Credit Union
  • Fund account systemically via payroll deduction or automatic transfer
  • No monthly fees with multiple account relationship
  • Your money is always safe and secure

Money Market Savings

Your Money Market account lets you earn a higher rate of interest for keeping a higher balance, yet you still have easy access to your money.
  • You are able to make additional deposits and withdrawals anytime.
  • A Money Market account may be opened with a minimum deposit of $2500. A minimum balance of $2500 is required to earn interest.
  • Interest on a Money Market is compounded monthly.
  • Money Market interest rates are offered in multiple tiers.
  • Fund Money Market Savings systemically via payroll deduction or automatic transfer.
  • There are no fees or service charges for our money market accounts.

Certificate of Deposit

A Certificate of Deposit (CD) is a savings vehicle that offers the opportunity for you to receive a higher, guaranteed rate of interest when the principle is left untouched for a predetermined period of time. CDs are available in terms from 2 months to 72 months.
  • The minimum deposit to open a CD is $500.
  • Your CD interest is compounded and paid monthly.
  • Your CD balances, including your earnings, are included on your statement and are also available via the telephone banking system and online banking.
  • You will be notified by mail before your CD matures.
  • When your CD term has matured, you have 10 calendar days to decide what to do with these funds. If you do nothing in that 10-day window, the funds will automatically renew as a CD for the same term and at the current interest rate.
  • If you make an early withdrawal, you will pay a penalty.

Youth Savings

How many times have you wished you started saving earlier? Well, your kids certainly can do what you wished you would have done. ProMedica FCU offers our future leaders a great way to get their personal savings ball rolling and keep it moving with our youth savings account.
Adults may establish the membership of a minor child in ProMedica FCU, and as a joint account holder have complete access to the child’s account. As with any joint account, the child will have full access — including the ability to deposit and withdraw money, and even sign up for ProMedica FCU Online Access.

Custodian Account - A Custodian or OUTMA (Ohio Uniform Transfer to Minors) account is a valuable savings plan opened by an adult for the benefit of a child. Children are able to make deposits. You, however, specify the age when withdrawals can be made (at age 18 or 21). Since you are the account manager, children will not have access to Online Access.

More Ways to Save