Privacy Policy

Get the facts. What does ProMedica Federal Credit Union do with your personal information?

Federal law requires us to tell you how we collect, share, and protect your personal information.
Our Privacy Policy has not changed, you may review our disclosure and our practices with respect to your personal information below, or we will mail you a free copy upon request if you call us at 419-479-4040.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and credit card or other debt
Credit history and credit scores
Employment information and payment history

Additionally, this website utilizes cookies and/or device identifiers provided through third-party vendors to market our products based on a user’s past visits to our website. You may opt-out of this practice by visiting Network Advertising Initiative opt-out page. You may also limit the use of device identifiers through your device’s settings.

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons ProMedica Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does ProMedica Federal Credit Union share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

How Does ProMedica Federal Credit Union Protect My Personal Information?

To protect your personal information from unauthorized access and use, we use Credit Union protect my security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How Does ProMedica Federal Credit Union Collect My Personal Information?

We collect your personal information, for example, when you

Open an account or show your government-issued ID
Provide employment information or apply for financing
Show us your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why Can't I Limit All Sharing?

Federal law gives you the right to limit only

Sharing for affiliates’ everyday business purposes – information about your
creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

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