Vehicle Loans
Auto
First time buying a new car? Ready to upgrade? Got a new driver in the family? Whatever your needs, getting an automobile has never been easier. With our great rates, fast approval, online application, and indirect lending, you can apply and sign online or at the dealership.
- No payments for 90 days available
- Easy financing! Complete your paperwork at the dealership or in your home.
- No down payment required—you can finance the entire purchase, including tax and title
- GAP insurance is available at 1/3 of the cost charged at auto dealerships (if your car is totaled, GAP insurance pays what you still owe on your car)
Motorcycle
Enjoy the freedom of the road with a Motorcycle Loan from ProMedica FCU. If you’ve got a motorcycle in mind, we’ve got financing.
Recreational Vehicle (RV)
Boat
What Can I Expect?
Securing a vehicle loan with ProMedica Federal Credit Union has never been easier.
- Competitive interest rates
- Flexible terms and payment schedules
- Online loan processing and pre-approvals or in the dealership
Easily start your application today. Simply answer a few questions about your loan needs to learn more about your options.
Auto Loan Calculator Help
Use this calculator to calculate loan details when the down payment is expressed as an amount.
Unlike a general loan calculator, this calculator allows for two unknown values. In addition to solving for the monthly payment amount, it will also calculate the "Car Price", the "Down Payment Amount" or the "Loan Amount". Just enter a "0" (zero) for one of the three values and provide the other two.
Note that the calculator calculates what percentage the down payment is of the price of the car. This is handy when a lender requires a borrower to provide a minimum percentage cash deposit.
The term (duration) of the loan is expressed as a number of months.
- 60 months = 5 years
- 120 months = 10 years
- 180 months = 15 years
- 240 months = 20 years
- 360 months = 30 years
If you need the ability to print the amortization schedule, or more flexibility such as selecting different payment or compounding frequencies or the ability to calculate term or interest rate, please see the auto loan calculator here: https://AccurateCalculators.com/auto-loan-calculator
Currency and Date Conventions
All calculators will remember your choice. You may also change it at any time.
Clicking "Save changes" will cause the calculator to reload. Your edits will be lost.