The holidays are officially over, but the debt remains. Overspending happens every year during this time, and once the holiday glow is over, the bills start taking over. According to Magnify Money’s annual post-holiday survey, 31 percent of consumers took on debt to cover their holiday expenses last year. Of those who did, they spent …
With a desire for a much more normal holiday season this year, Americans are set to make it a landmark year for holiday spending. According to a recent survey from Quantum Metric, 64 percent of the 2,000 United States consumers polled feel this holiday season will be more important and emotional than in years past. …
The 2021 car market has been tough for those searching for a new or used car. Low dealer inventory, a global microchip shortage, and consumer demand are making it increasingly difficult and expensive to shop for new and used vehicles. According to Edmunds, used cars are more desirable to customers who either can’t find what they …
Taxes and deductions can be complicated, especially when tax credit eligibility constantly changes. For families with children, understanding what child tax credit assistance is available and how it will be distributed provides helpful insight on how best to optimize personal finances. Recent changes to the Child Tax Credit expand its reach to help more families …
After more than a year of quarantine and ever-changing restrictions, Americans are ready to take that long-awaited summer vacation. Though travel is on the rise, permanent changes stemming from the pandemic are likely to affect how we travel here on in. While vacationing might look a bit different in a post-pandemic world, all forms of …
Big changes in the housing market last year provided good news to existing homeowners while presenting a challenge to consumers in the housing market. According to a Washington Post interview with the National Association of Realtors (NAR), home sales set records last year, due in part to the pandemic. From small apartments in the city primarily …
As vaccinations become more readily available across the country and the light at the end of the tunnel grows stronger and closer, Americans once again find themselves getting bitten by the travel bug and will likely resume spending money on travel. Getting back to business as usual, or some sense of normalcy, is what we …
Each year, the National Financial Educators Council releases a National Financial Literacy Test, which is taken by Americans of all ages, financial positions, and backgrounds. The test measures participants’ knowledge as it pertains to earning, saving, and growing their money. As of 2020, the average score of 15- to 18-year-olds who took the test stood at …
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