Checking
Our checking accounts are something to get excited about. One is sure to be a great fit for you.
You Deserve Better Checking
We make our members’ lives easier by providing first-rate checking accounts, tools, and support to simplify daily banking. Skip a trip to the branch by taking advantage of direct deposit, monitor your account and make bill payments conveniently online, and access your money wherever you roam at 40,000 fee-free ATMs nationwide.
Find the right checking account option for you.
Checking Account Types
Basic Checking
Premier Checking
Pinnacle Checking
Basic Checking
Includes:
- Free Unlimited Use of ATMs in Network
- Free Online Access and Bill Pay
- Free Overdraft Protection from Savings
- Free Debit Card (Unlimited Use)
- No Minimum Balance
- Free Unlimited Check Writing & Cashing
- All Funds Insured Up to $500,000
Additional Free Services:
- Mobile App Access
- eAlerts & Text Alerts
- 40,000 ATMs Nationwide, including all 7-Eleven stores
- 5,600 Co-Op Shared Branching Locations Nationwide
- 190 ATMs in Toledo Area
- 10 ATMs in 7 ProMedica Facilities
- Immediate Posting of ATM and Online Activity
- Electronic Statements
- 10% Interest on Save Your Change Savings Account
Premier Checking
Premier Checking offers the same benefits and services as a Basic Checking plus additional:
- 0.05% Interest on Funds (Over $600 Balance)
- No Monthly Account Fee
- Free Checks Forever with Direct Deposit
- One Free Cashier’s Check per Day
Requirements:
- Direct Deposit Totaling $600 per Month
Pinnacle Checking
Pinnacle Checking offers the same benefits and services as a Premier Checking plus additional:
- 3% Interest on Funds (No Minimum Balance, Up to $3,000)
- No Minimum Balance
- Free Nationwide ATMs (Out of Network ATMs with $8 Monthly Fees Reimbursed)
- No Monthly Account Fee
Requirements:
- Direct Deposit Totaling $600 per Month
- 15 Total Debit Card Transactions per Month
- eStatements
- VISA Card (No Minimum Charge Required)
